Construction companies will often make use of heavy equipment, pile driving, and blasting while constructing buildings, bridges or roads. These construction methods that induce vibration can shake the ground like an earthquake and cause vibration damage to adjacent properties. The vibration damage caused by these construction methods can be anywhere from mild to severe and could have an impact on both the structural integrity and value of the adjacent properties.
Vibration damage occurs when construction activity such as pile driving or soil compaction produces vibration waves in the ground that cause damage to nearby structures.
These vibration waves travel through the soil very similarly to how water ripples when you drop a stone into water. When a stone is dropped into the water, waves travel from the source in all directions. The waves are clearly strongest near the source, and though they weaken as the waves travel farther from the source of the disturbance, even distant structures may be damaged if the vibration force is strong enough.
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Vibration Damage May Appear Similar to Damage Caused by Natural Settling
The following are common signs that your property has been damaged by vibration:
- Cracks to your walls, foundation, ceiling or patio;
- Doors or windows that do not close properly;
- Sudden failure in plumbing, electrical or any other underground utilities
If any of these signs appeared around the time of nearby construction, that may be the underlying cause. Otherwise, such damage is likely caused by natural settling of your house over time. Even if some of this damage existed prior to the beginning of the construction project, the construction vibration may be proven to have caused an exacerbation or worsening of the previously existing damage.
There are so many factors when it comes to assessing vibration related damage, the best thing to do is contact professional public adjusters like the team at Veterans. As Public Adjusters our goal is to ensure that you recover the largest recovery available under your insurance policy for your covered insurance claim.
Is Vibration Damage Covered Under My Homeowners Property Insurance Policy?
Construction companies often use blasting, pile driving, dewatering and heavy equipment in the performance of large construction projects, so related damage is unfortunately a pretty common side effect. At Veterans Claim Adjusters, we have helped thousands of homeowners with their blasting or vibration related insurance claims.
For many years, insurance companies sought to exclude coverage for damage from vibration used in construction processes by utilizing the “earth movement” exclusion found in many homeowners’ policies. Although the exact wording differs from policy to policy, it can be pretty tricky to properly identify these policy loopholes.
Give us a call today at 888-61-CLAIM for your complimentary Insurance Claim Consultation with a licensed and bonded Florida Public Adjuster and let us guide you through the process of these difficult vibration-related damage claims.
Why Work with Public Adjusters?
Our firm is comprised of licensed public adjusters, the only type of adjusters exclusively licensed to represent the interests of Florida policyholders. We work for you, not the insurance company. Our Public Adjusters are Insurance Claim Experts that know how to properly present your loss and recover the maximum and full payment for your insurance claim. There are no upfront costs for our services as we work on a contingency fee and only get paid when you get paid.
The Office of Program Policy Analysis & Government Accountability (OPPAGA) an office of the Florida Legislature, performed a study on Florida Public Adjusters. In regards to hurricane-related claims, this study found that for daily claims such as water and fire damage claims, policyholders who utilized the services of a licensed Public Adjuster in Florida recovered an average of 574% more than those that were not represented or were represented by someone other than a public adjuster. We feel these results speak for themselves.
Don’t let the insurance company and their adjusters dictate the outcome of your claim. Call 888-61-CLAIM today for your complimentary Insurance Claim Consultation with a licensed and bonded Florida Public Adjuster or simply fill out the form below and one of our Licensed Florida Public Adjusters will contact you shortly.
