In Florida it’s really not a question of “if”, but rather “how long until hurricane damage affects me?” In preparation for the upcoming hurricane season, let’s go over the hurricane damage claim process. After all, the more you know, the better you’ll fare if you ever have to submit an insurance claim due to hurricane damage.
Did you know that policyholders who utilized the services of a Florida public adjuster recovered an average of 747% more when it comes to hurricane damage claims? The numbers speak for themselves!
Let us take the hassle out of hurricane damage claims! With over 20 years experience we’ve got what it takes to get you a greater settlement. There are no upfront costs for our services as we work on a contingency fee and only get paid when you get paid.
We Are Part Of The Process.
All The Way Through.
We are here to help, at no up front cost.
Common Types of Hurricane Damage Claims
Due to flying debris, window damage is the most common type of damage we discover after a hurricane. Since this kind of damage is so common, it is a great place to start in documenting the condition of your windows in their usual undamaged condition.
While on the subject of documentation, and since you already have your phone out for pictures, why not go ahead and take pictures of your entire house and yard (be sure to include all insured property). Now you have proof that any future damage happened due to the hurricane, and not at some earlier date.
Due to high winds and flying or fallen debris, a house’s siding, roofing, and doors are probably the next most frequently damaged when it comes to hurricanes. This type of high wind damage can happen quite a ways inland, so whenever possible, secure or bring loose items inside, and board over windows.
One would think because hurricanes pour water from the sky, fires would not be a top concern, yet fire is another rather common type of damage that tends to happen after hurricanes, before issues with utilities can be fixed. Outages and power surges can cause appliances to malfunction, while leaks and flooding can cause short circuits, which can lead to overheating, sparking, and ultimately electrical fire.
If it’s flooding in your home and it’s still safe to do so (no standing water near the circuit breaker box), it’s wise to turn off the main house power. And if you have the time and resources to prepare, it’s even better to have a properly vented generator for such situations.
Finally, there’s water damage. This doesn’t always happen due to flood water either. It can happen due to a roof leak or window damage, or even because of a failed appliance leaking after the storm. Even mild water damage can lead to mold, so look out for leaking around windows or around your roof joists.
Your hurricane insurance policy may differ vastly from your neighbors’ policies so rather than assume your hurricane damage claim experience will be like that of your neighbors, get in touch with a reputable public claims adjuster like Veteran so we can help you recover the most!
Working with a Florida Public Adjuster
With hurricane-related claims, the Office of Program Policy Analysis & Government Accountability (OPPAGA) found that policyholders who utilized the services of a Florida public adjuster recovered an average of 747% more than those without a public adjuster in Florida.
Let us take the hassle and worry out of hurricane damage claims! We’ll handle everything from filing, compiling, documenting, and estimating, and of course seeking recovery. We’ll write up a comprehensive damage estimate, help you inventory personal property, meet with and retain experts and engineers (when needed), file all necessary paperwork, keep your documents updated, and meet with insurance company representatives.
Who We Are
We are public adjusters who know how to properly investigate, estimate and ultimately recover the maximum claim resolution. With over 20 years experience, we are able to offer great recovery rates for even the most complex residential and commercial insurance claims.
Don’t allow the insurance company and their adjusters to dictate the outcome of your claim. We are here to help! Call 888-61-CLAIM today for your complimentary insurance claim consultation with a licensed and bonded Florida public adjuster or simply fill out the form below and one of our licensed Florida public adjusters will contact you shortly.
