When damage happens where do you turn? You know you need to file an insurance claim, but the process can be overwhelming, to say the least. Your insurance company has an adjuster who works for their interests, not yours. So how can you make sure you get the settlement you deserve? With Veteran Claim Adjusters’ many years of experience, you’re sure to get the largest possible insurance settlement and best overall results from your claim.
Fire losses are one of the most devastating types of loss that can happen. Fire damage requires important short-term decisions during a time of great stress and confusion. This is one of the main benefits of having a team of professional claim adjusters on your side. We have worked with thousands of clients to get them millions more in settlements.
Unfortunately, our fire claim adjusters see many mistakes made regarding how restoration is handled or which contracts are used in hiring contractors. These kinds of mistakes can have lasting consequences on what you recover from your fire insurance claim.
Should you hire a public adjuster when you have a fire? Consumer Reports says that getting a public adjuster involved early is the best way to avoid making mistakes with restoration contractors and your insurance company.
We Are Part Of The Process.
All The Way Through.
We are here to help, at no up front cost.
Tips for Residential Policyholders After a Fire Loss
- Immediately take steps to prevent further damage
- Obtain an incident case number from the fire department
- Ensure that your local fire department has deemed the site safe for entry
- Take photos and make a list of damaged property
- Locate your property insurance policy (paper and digital formats if possible)
- Contact Veteran Claim Adjusters for a FREE CONSULTATION!
- Provide prompt notice of your fire damage loss to your insurance company
- Develop a plan with your public adjuster
A fire loss includes damages caused by smoke, heat, soot, even the water used to extinguish the fire. With cases of severe fire, all of these components combine to make a residence or business uninhabitable and unusable.
We must determine how damaged the structure is and how badly your property is affected. For example, are these items repairable or are they a total loss? This is one area where disputes commonly occur between the insurer and the policyholder. One of the most costly mistakes we see policyholders make is to authorize so-called “disaster restoration” firms who attempt to repair items that may, in fact, be a total loss.
Be sure to contact us at Veteran Claim Adjusters (888-61-CLAIM ) before signing such blank authorization forms. Let our professional public adjusters determine which experts and specialists should be used in restoring your property to its pre-loss condition.
The above mentioned authorization forms are sometimes also used to pad the job and may later cause liens on the property should the policyholder and carrier come to disagree on the claim. It’s worth noting that in Florida it pays to be aware of “notice to owner” filings, which indicate a contractor has started the process to protect their lien rights.
Where there has been fire it’s pretty much guaranteed smoke too has left effects of its corrosive presence. What’s more, the heat of a fire pressurizes smoke so that it’s driven into areas of the building and deeper contents which are surprisingly remote from the source of the fire. Smoke can lessen the life of electronic and mechanical equipment, as one example of this.
Residential Fire Damage & Smoke Damage Claims
Our experienced public adjusters will be working with you throughout the entire claim process to ensure that all aspects and issues related to your fire and smoke damage are properly addressed.
As Florida Public Adjusters our goal is to ensure that you recover the largest recovery available for your fire and smoke damage losses. We will handle everything from filing, compiling, documenting, and estimating, to ultimately resolving your insurance claim.
Our services often include writing comprehensive damage estimates, inventorying personal property, meeting with and retaining experts and engineers when needed, filing all necessary paperwork, documenting your file and meeting with insurance company representatives.
Our comprehensive repair and restoration report will address many issues that your insurance company’s adjuster may overlook or not have the expertise to properly identify and allow for payment of your claim.
Don’t allow the insurance company and their adjusters to dictate the outcome of your claim, we are here to help! There are no upfront costs for our services as we work on a contingency fee and only get paid when you get paid.
Call 888-61-CLAIM today for your complimentary Insurance Claim Consultation with a licensed and bonded Florida Public Adjuster or simply fill out the form below and one of our Licensed Florida Public Adjusters will contact you shortly.
Why Work with Public Adjusters?
Our firm is comprised of licensed public adjusters, the only type of adjusters exclusively licensed to represent the interests of Florida policyholders. We work for you, not the insurance company. Our Public Adjusters are Insurance Claim Experts that know how to properly present your loss and recover the maximum and full payment for your insurance claim. There are no upfront costs for our services as we work on a contingency fee and only get paid when you get paid.
The Office of Program Policy Analysis & Government Accountability (OPPAGA) an office of the Florida Legislature, performed a study on Florida Public Adjusters. In regards to hurricane-related claims, this study found that for daily claims such as water and fire damage claims, policyholders who utilized the services of a licensed Public Adjuster in Florida recovered an average of 574% more than those that were not represented or were represented by someone other than a public adjuster. We feel these results speak for themselves.
Don’t let the insurance company and their adjusters dictate the outcome of your claim. Call 888-61-CLAIM today for your complimentary Insurance Claim Consultation with a licensed and bonded Florida Public Adjuster or simply fill out the form below and one of our Licensed Florida Public Adjusters will contact you shortly.
