Let us help you determine if you’re one of the Florida home or business owners who have suffered water damage due to failed cast iron pipes, as you may be entitled to compensation from your insurance company.
It’s estimated as many as 76 million homes nationwide are on the brink of facing this nightmare of failed cast iron pipes. The majority of homes built before 1975 have cast iron pipes for sewage and water. At best, these pipes will last for 50 to 75 years. But depending on the environment, pipes can corrode to dangerous levels in as little as 25 to 40 years.
Insurance companies try to deny claims for water damage caused by cast iron pipes, but US residents are fighting back by hiring experienced public adjusters like us here at Veteran. Let us use our 20+ years experience to get the highest settlement possible. We know all the ins and outs; all the tricks and ways insurance company adjusters try to refuse perfectly legitimate claims.
Insurance companies often try to fight pipe damage claims by providing low settlements or worse, denying them altogether. But with skilled public adjusters on their side, policyholders typically receive three to five times more from insurers than those without a Florida public adjuster.
Call 888-61-CLAIM today for your complimentary Insurance Claim Consultation with a licensed and bonded Florida Public Adjuster or simply fill out the form below and one of our Licensed Florida Public Adjusters will contact you shortly.
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All The Way Through.
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Why Do Cast Iron Pipes Fail?
Corrosion causes 25% of all pipe failures. Cast iron pipes tend to corrode rather easily and this corrosion can happen externally and/or internally. External corrosion is caused by acidity in the soil. In moisture-rich environments, in states like Florida, this process can happen much faster, necessitating pipe repair in as little as 25 to 40 years after initial installation.
Corrosion inside cast iron pipes is even more common, as sewage can cause excess hydrogen sulfide gas. When oxidized, this gas creates sulfuric acid, the main culprit behind internal corrosion of cast iron pipes.
Once corrosion is apparent, pipe failure is just a matter of time. Gradually, pipes will become thinner, making it harder for them to withstand internal pressure, until one day they finally begin to leak.
How Can I Tell if I Have a Leak?
Since pipes reside in the ‘out of sight, out of mind’ portions of our homes, leaks are seldom visible immediately. However, there are some common signs to look for that indicate plumbing problems behind the scenes:
- Broken or loose tiles
- Water-stained tiles (grout)
- Water-stained or discolored carpet
- Water-stained or discolored floor rug or mat
- Clogs / backups and slow drains
- Foul smells from drains
- Warped or separated wood floors
- Raised floor tiles
- Pest infestation (rodents, roaches)
How Do Insurance Companies Short Policyholders?
Pipe repairs can cost anywhere from $2,000 to $15,000. Water damage can add $10,000 to $30,000 on top of that. Though it just prolongs an inevitable plumbing disaster, some insurance companies will save money by only doing the more cosmetic work, leaving the underlying damage and even original issue unaddressed.
Insurance companies try to fight failed cast iron pipe claims by offering these kinds of low-ball settlements or by using other tricky means and policies to deny payment altogether.
One way insurers resist claims is by having an incredibly small notification window policy. Some companies have a 72-hour notification window, and if you file a claim after that because you didn’t know… too bad, so sad. Don’t let this happen to you. With the assistance of Florida Public Adjuster like us, homeowners get an average of 3 to 5 times greater settlements, depending on the exact type of water related claim, than those without a public adjuster on their side.
With many insurance companies coverage also only covers repair for a damaged pipe, not replacing the pipe, or other affected components in the system. Repairing only the pipes with visible damage is a superficial and temporary fix for a much larger problem. At best, cast iron pipes only last 50 to 75 years. By only patching up immediate sources of damage, insurance companies are just prolonging an inevitable plumbing catastrophe.
Homeowners should also be careful when it comes to hiring plumbers and contractors. Many times there are policy clauses that require pre-approved plumber and contractors, which means homeowners can be left with the bill if they race to proactively resolve their pipe issue and hire someone who is not approved by the insurance company.
Why Work with Veteran Claim Adjusters?
As Florida Public Adjusters our goal is to ensure that you recover the largest recovery available under your insurance policy for your failed cast iron pipe related insurance claim. Let our experienced team handle everything from filing, compiling, documenting, estimating and ultimately resolving your insurance claim. There are no upfront costs for our services as we work on a contingency fee and only get paid when you get paid.
Our team of Public Adjusters has over twenty years of experience in the claims industry. You will not find a more capable team to entrust your insurance claim with. Our team of licensed Public Adjusters know how to properly investigate, estimate and ultimately recover the maximum claim resolution for even the most complex of residential and commercial insurance claims.
